As soon as a car collision happens, you have to handle everything that may overwhelm you at first. Whatever happens, you always have to stop in case that you are involved, because if you run away, you will create legal havoc of your life.
Therefore, a legal obligation will make you stop as soon as you engage in a car collision. Even if there is no damage whatsoever, you need to stop a car and call law enforcement that will help you get out of the situation.
Since car insurance is mandatory, you have to understand that you should never admit that you are responsible for anything that happened.
The best way to file car accident claims is by getting an appropriate lawyer to help you and contact the car insurance company that you have a contract with.
Even though law enforcement will, ask you, whether you are guilty or not, you should not assume liability and responsibility under no circumstances. Let the insurance company do the talking, and you will get the most out of it.
What Should You Do At The Scene?
You can avoid a car collision by following rules and regulations and be completely aware of what is going on. However, it may happen, and once it does, you need to know what to do and which answers to give so that you can get the insurance claim.
This particular checklist will help you get everything you need:
- Determine the Extent Of It – It is vital to check whether someone is injured and call medical care to help you in that case. If that happened to you, wait for someone to come and try not to move the vehicles unless you are causing major traffic havoc. You need to stay the way you are until the law enforcement arrives.
- Call The Law Enforcement – It does not matter if you were in a minor or significant collision, you should contact police to come and conduct a report, which is vital for getting a claim afterward.
- Do Not Negotiate And Talk About Accident – You should stop talking with the other party and avoid admitting liability or fault. You should only speak with the medical professionals, police, and the insurance company.
Car collision or traffic collision is common thing in today’s world, and you should learn more about it by checking here.
Get the Facts
It is vital to get every single information you can before the time passes because people tend to forget details after a severe collision. Therefore, you have to get names, and contact information of everyone involved and witnesses that can say what happened.
Get a license plate and description of the car from the third party and make sure that you get vehicle I.D. and Insurance Company from the other party. Do not assume but be completely accurate when it comes to a license plate because most insurance companies will need it for the claim.
Things you should get include:
- Everything that happened during an collision
- Information about the driver
- Information about the insurance company from the other party
Things You Need To File Car Accident Claim
- Car Accident Form – The best way to be prepared entirely is to visit your insurance company and to get collision forms in case anything happens in the future. Have in mind that each state features different form, which seems that you should get the one that meets the needs of the state you are currently living and driving. That way, you can avoid thinking about the information you need and fill everything afterward.
Check out this link: https://www.forbes.com/2009/01/21/car-accident-times-forbeslife-cx_he_0121driving.html to learn how to behave properly after an collision.
- Relevant Information From The Participants – We have mentioned above that you need valid information about the contact info of the driver as well as a phone number that will allow you to contact him in the future. You will also need proof of insurance card from the other driver as well as policy number so that you can get a claim as soon as possible. Additional info includes vehicle registration and license plate as well as time and date, the road you were, address of the accident, where you went, the direction of both cars, images from both angles and what happened from your perspective.
