UC or Upplysningscentralen is a Swedish Credit score firm. There is a misconception across Sweden that one cannot avail a loan without UC. A lot of online websites like Finansis.secan help you to avail easy loans without UC. UC scores are hard to get right hence, if you are opting for loans without UC, the lender will see some other credit score which isn’t that hard to get right.
There are a bunch of advantages that availing a loan without UC offers you, these advantages have been the reason of rising popularity of these loans. They are listed below-
- Hassle free availability
For conventional loans, you would need to run to the bank and run here and there for different paper formalities but for these loans you don’t have to worry a lot about it. Just reach the lender with the required paper works and you will get the loan approved in no time. These loans have redefined the whole lending and borrowing market as it has made it easy for people to avail loans.
- Spot free credit reports
These loans will not be registered into your credit score and doesn’t affect credit score as well. Even if you couldn’t pay up the loan in time it won’t pose a problem to your credit score.This removes a lot of paperwork formalities from the process which allows you to quickly and easily avail your loan.
Prerequisites of availing a loan without UC
According to the rules, people who are 18yrs or older are eligible for applying for the loans but generally companies accept people over 20 years atleast as they are more accountable. Apart from age, the approval of loan also depends upon Source of income and employment status of the borrower. Make sure you give the lender’s terms and condition a careful study and clarify your doubts from the executives in order to make sure that everything is suitable for you.
