Medicare advantage plans are an additional way of getting the benefits provided under the regular Medicare plans, part A and part B. It is important to learn the eligibility requirements of this plan because part C (Medicare advantage plan) is not available for everyone. If you are already enrolled in the Medicare part A and B, you are definitely eligible for the advantage plan but there are still some exceptions to this general rule. There are certain reasons why people are getting attracted to the part C plan and are shifting from the original Medicare plans to the advantage plan. With Medicare advantage plan, you will get additional coverage of insurance against regular dental, hearing, and vision issues. With the advantage plan or the part C, people are able to save some cost and this is an additional benefit for them, and this is one of the main reasons why this advantage plan is becoming more famous.
Eligibility requirements of part C:
Before you plan to take the advantage plan, it is important to assess the eligibility requirements. Without knowing the eligibility criteria of this plan, you can never be sure of the thing that you would be able to get enrolled in. If you want to enroll in the Medicare advantage plans 2022, it is compulsory for you to be able to get registered for Part A and Part B. This means that you would not be eligible of getting registered in part C, if you are not eligible for part A and part B.
Premiums of the original plan:
To remain eligible for part C plan, you might be required to carry on the responsibility vested on you by part B plan. The premiums of that plan are bound to pay even if you get registered with the Medicare advantage plan, however there are certain government subsidies which you can avail in case you think that you are deserving. There are many people who are taking the advantages of this plan and are not paying the premium. This will depend on your specific situation and particular circumstances.
The plan might not work for all the areas:
This is important to notice that Medicare advantage plans are designated for specific regions and areas and the eligibility of Medicare part C plan will greatly depend on the area where you live. This does not mean that you cannot avail the Medicare advantage plan. All you have to do is to find the area or region and apply for the plan according to that. Most of the states have broad regions for the acceptance of this part C plan.
Another thing which you need to confirm regarding the eligibility of Medicare part C or the advantage plan is that if you are the patient of end stage renal disease, you might be directed to stick to the original plan i.e. part A and part B. In this situation, there is a possibility that you might not be eligible for the part C.
